Brunette Girl Wearing Black Stockings In The Wooden Cottage

According to the Oxford English Dictionary, the term cottage is used in North America to represent 'a summer residence (often on a large and sumptuous scale) at a watering-place or a health or pleasure resort' with its first recognised use dating to 1882, in reference to Bar Harbor in Maine.
Cottages in Canada and the U.S.
In North America, most buildings known as cottages are used for weekend or summer getaways by city dwellers. It is also not uncommon for the owners of cottages to rent their properties to tourists as a source of revenue.